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Types of Loans
First-Time Home Buyers
Investment Loans
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Should I Shorten My Mortgage Term, Important Factors To Consider
When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.
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What's Ahead For Mortgage Rates This Week - January 11, 2021
Last week's economic reports included readings on construction spending and reports on the national unemployment rate and job growth. Weekly reporting on mortgage rates and jobless claims were also published.
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Three Subtle Painting Tricks That Will Make Your Home Look Amazing
When it comes to painting the walls of a house, sometimes subtle is best. You want to add design, color, and texture to the walls, but you don't want it jarring to the eyes. Here are three subtle painting techniques you can try on your home walls.
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The Top House Appraisal Tips For Home Buyers And Sellers
There are a lot of steps that come with buying or selling a home. One of the routine steps that have to be accomplished is called a home appraisal. When it comes to a home appraisal, this is something that can cause both buyers and sellers to pause for a second. For those who might not know, a house appraisal is where a trained professional will take a look at the fair market value of the home. It is important to understand what happens when a home appraisal is conducted.
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Tips For Getting A Mortgage Application Approved
Right now, mortgage rates have fallen to rates that haven't been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved.
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What's Ahead For Mortgage Rates This Week - January 4, 2021
Last week's economic news included reports from Case-Shiller Home Price Indices and data on pending home sales. No weekly data on jobless claims were released due to the New Year holiday, but Freddie Mac did issue its weekly report on average mortgage rates.
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Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You'll Need to Make
If you're a homeowner who is looking to tap in to the home equity that you've spent years building you may be interested in a "reverse mortgage" or "home equity conversion mortgage". Let's take a closer look at how reverse mortgages work, including how to qualify, what happens to your existing mortgage and what a reverse mortgage might cost.
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Easy Repairs To Do At Home
During the past few months, many people have been stuck at home. Whether this involves working from home or going to school from home, many home appliances are receiving more use than usual. There might be more breaks, clogs, and leaks than most families are used to dealing with. Many families are tired of spending money on technicians and mechanics and might be looking for a more cost-effective way to deal with home repairs. There are a few key home repairs that homeowners can handle on their own.
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A Few Creative and Effective Ways to Save Money for a Down Payment
For those who are looking to buy a home, they know that this is one of the most exciting experiences in the world. There is something special that comes with looking at a bunch of homes and envisioning a life there. On the other hand, the prospect of saving 20 percent of the home's value to put down might seem overwhelming. Fortunately, there are a few creative ways that people can save up enough money to purchase their starter dream home.
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What's Ahead For Mortgage Rates This Week - December 28, 2020
Last week's economic news included readings on sales of new and previously-owned homes and consumer sentiment. Weekly average mortgage rates were also released, but readings for jobless claims were not released due to the Christmas holiday.
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Working From Home Could Mean A New Home
There are a lot of people who are working from home for the first time. There are a lot of advantages that come with working from home, such as the opportunity to develop stronger relationships with family members, the chance to save money on gas, and more autonomy over the work schedule. In addition, this could also mean a new home.
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Even Lower Mortgage Rates. Time to Review Your Mortgage Payment.
I hope this message finds you healthy and surviving these strange times. This is just a quick note to remind...
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How To Finance Your Home Improvement Project
If you have been spending a lot of time at home recently, then you might be getting tired of staring at the same four walls. Fortunately, there are plenty of ways for you to switch it up by financing a home improvement project. At the same time, home improvement projects can be expensive, particularly if you are targeting the kitchen. Therefore, you might be wondering how you are going to be able to pay for them. There are plenty of ways that you can finance a home improvement project, so take a look at a few of the options below. Consider Taking A Cash-Out Refinance
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What's Ahead For Mortgage Rates This Week - December 21, 2020
Last week's scheduled economic reporting included readings from the National Association of Home Builders and a statement from the Federal Reserve's Federal Open Market Committee. Weekly readings on mortgage rates and jobless claims were also released.
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Remove The Flood Insurance Risk From The Closing Process
Many homeowners do not realize that the risk of a flood is a significant factor that plays a role in not only homeownership but also the closing process. Even though flooding is a major risk, many homeowners do not carry enough coverage. Without proper flood insurance, homeowners risk losing millions of dollars.
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