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Meet The Friendly Lender
Client Reviews
Blog
Types of Loans
First-Time Home Buyers
Investment Loans
Refinance
Senior Mortgages
Contact Me
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Are You Getting a Low Rate for Your Home Loan?
The government recently published a report saying that many borrowers are paying too much for their home loans (over $13...
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Current Mortgage Rates and Real Estate Sales
We are well into the buying season for real estate. This usually starts in March and continues through September. Here...
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Should You Buy a Home That Has Unpermitted Additions?
Some homes on the market have additions that have not been permitted with their city. Perhaps the addition was self-built...
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An Update on Mortgages and Rates
According to the L.A. Times, prices for homes climbed 7.1% in Los Angeles County in January compared to the prices...
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Filing a Tax Extension: What You Need to Know
With the April 18th personal tax return deadline just a few weeks away, the task of trying to get all...
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Maintaining the 17 Inch Standard – An Insight Into Our Future
(Excerpt from “Stay at 17 Inches” © 2016 Chris Sperry, Baseball/Life, LLC) Twenty-one years ago, in Nashville, Tennessee, during the...
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Homebuyers: What Are You Waiting For?
The large majority of homebuyers say that saving for a down payment is the biggest obstacle to their buying a...
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APR Versus Mortgage Interest Rate
A number of clients have asked me about why the APR (annual percentage rate) differs from the Note Rate (the...
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Remodeling Your Home – What You Need to Know
When you put money into remodeling or updating your home, you should consider the purpose of the upgrade. If it...
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6 Tips on Improving Your Credit
Whether or not you are looking to finance your home, it is always a good idea to make sure your...
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FICO Recalibrates Its Credit Scores
It will be easier for millions of consumers to get loans for homes, cars and other large ticket items, according...
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New Refinancing Program for "Underwater" Homeowners
Tomorrow the government will announce changes to the Home Affordable Refinance Program (or HARP) that are designed to help eligible...
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Do Mortgage Brokers Need a License?
A: Yes. Mortgage Brokers working in California must have both a Department of Real Estate (DRE) License and a Nationwide...
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What is a “No Points” Loan, and Do You Offer These?
A “No Points” loan is defined in different ways. The best description is a loan that has no lender fees...
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david@thefriendlylender.com
607 Foothill Blvd #494, La Cañada Flintridge, CA 91011
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